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5 Cost-Effective Health Insurance Solutions for Realtors


5 Cost-Effective Health Insurance Solutions for Realtors

Table of Contents

As a realtor, finding affordable health insurance can be a challenge, especially considering the fluctuating income and self-employed nature of the profession. However, there are cost-effective solutions available to help realtors secure the coverage they need without breaking the bank. In this article, we will explore five cost-effective health insurance options for realtors, providing examples and case studies to demonstrate the value of each solution. Remember that US Health Insurance Online is here to help you every step of the way. Our experienced and licensed agents can provide personalized assistance in finding affordable health insurance solutions tailored to your individual needs. Don’t hesitate to call us at 888-225-1578 or contact us online for expert guidance and support.

1. Join a Brokerage or Realtor Team

Joining a brokerage or realtor can provide agents with access to group health insurance plans, often at more affordable rates than individual policies. For example, Sarah, a realtor in California, joined a local brokerage that offered comprehensive health insurance coverage at a significantly lower cost than what she could find on her own. By joining the brokerage, Sarah not only gained access to valuable resources and support but also secured a cost-effective health insurance solution for her and her family.

2. Explore the ACA Healthcare Marketplace

The Affordable Care Act (ACA) Healthcare Marketplace offers a variety of health insurance options for individuals and families, including realtor. John, a realtor in Texas, was able to find a Silver Plan through the Marketplace that covered his needs at an affordable monthly premium. By comparing different plans during the open enrollment period, John found a policy that provided the right balance of coverage and cost for his situation.

3. Leverage Your Spouse’s Insurance

If your spouse has access to employer-sponsored health insurance, it may be more cost-effective to join their plan rather than purchasing your own. Jane, a realtor in New York, discovered that adding herself to her spouse’s insurance plan was much more affordable than purchasing an individual policy. By coordinating their coverage, Jane and her husband were able to save on health insurance costs and ensure that they both had the protection they needed.

4. Utilize NAR’s REALTORS® Insurance Place

The National Association of Realtors (NAR) offers its members access to the REALTORS® Insurance Place, a platform designed to help agents find health, dental, vision, and life insurance options. Mark, an agent in Florida, was able to find a competitively priced health insurance plan through the platform that met his needs. By leveraging his NAR membership, Mark discovered an affordable insurance solution tailored to real estate professionals.

5. Consider State or Federal Insurance Programs

Depending on your income and location, you may qualify for state or federal insurance programs, such as Medicaid or a state-run health insurance program. Lisa, a realtor in Massachusetts, qualified for the state’s MassHealth program due to her income level. By enrolling in the program, Lisa was able to secure affordable health insurance coverage and focus on growing her real estate business without worrying about the financial burden of healthcare expenses.


Finding cost-effective health insurance solutions for realtors may seem challenging, but there are options available to fit your needs and budget. By exploring these five solutions and seeking personalized guidance from the experts at US Health Insurance Online, you can secure the coverage you need to protect your health and well-being. Don’t forget to call us at 888-225-1578 or contact us online for expert assistance in finding the best plan for you.

Remember, it’s essential to research and compare different options before making a decision. Take into consideration factors such as premiums, deductibles, copayments, out-of-pocket maximums, and the network of providers available with each plan. By taking the time to understand your needs and available options, you can find a cost-effective health insurance solution that gives you the peace of mind you need as a realtor.

Navigating the world of health insurance can be daunting, but you don’t have to do it alone. Let the experienced team at US Health Insurance Online help you find the best coverage at the best price. We understand the unique challenges that realtors face when searching for affordable health insurance and are here to provide personalized support and guidance throughout the process. Reach out to us today to start your journey toward finding a cost-effective health insurance plan tailored to your needs.